How Payday Advances Work

What is a payday advance?
A payday advance is a short term loan. Frequently these are referred to as "payday advances" because they are often repaid after you receive your next paycheck or benefits check.

They actually have nothing to do with your employer. It's just a loan made for a short period of time usually 10 - 45 days.

How payday advances work
With a payday advance a source of income, such as a job, social security, disability income or other source of income takes the place of your credit. No credit check is needed.

You apply for a payday advance by providing basic information such as:
What your source of income is and how much you receive
Your full name, address, and social security number (Complies with The Patriot Act).
Your banking information (where funds will be deposited)
Contact information such as phone numbers and email

Within an hour of applying, you'll receive an email or phone call (depending on the program) containing your loan approval details (loan amount, payments required, fees and more). After you review your loan approval terms, and then agree to them by phone or email funds will be transferred to your checking account. Depending on the program that you select this could take between 1 and 24 hours. 

Beginning with the date you selected (your next pay date) the minimum required payment contained in your loan details, will be deducted directly from your checking account.

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